Every person who enjoys frequent travel and a rare business trip should get a travel rewards credit card. I will assist you with the list of the best 7 travel credit cards for November 2023.
A travel rewards credit card gives points for every dollar spent; this is one of its biggest benefits. In short, with every purchase, you earn vital rewards, which then come in handy in covering travel expenses.
The options range from bookings of flights, hotel stays, and car rentals, all with numerous choices that include dining.
You can also choose their branded credit cards if you are a loyal customer, in particular, an airline or a hotel chain.
Such a card, however, comes with the extra pleasure of getting special privileges and personal packages designed to make your holiday more enjoyable with that carrier.
On the other hand, individuals who desire flexibility and independence while traveling may find many ways to do this with general-purpose travel cards.
Best Travel Credit Cards: Top Picks
- Travel rewards credit card from Bank of America®
- Chase Sapphire Preferred® Card
- American Express Platinum Card®
- Capital One Venture Rewards Credit Card
- Citi Premier® Card
- Wells Fargo Propel American Express® Card
- Discover it® Miles
1.Bank of America® Travel rewards credit card
- Annual Fee: None
- Rewards Rate: No limits. 1.5 points per $1 for all purchases.
- Introductory Offer: After a purchase of at least $1,000 in the first 90 days, get 25,000 online bonus points.
- Advantages: No annual fee. Simple reward structure. There are no foreign transaction fees.
- Disadvantages: limitations in terms of a lower reward rate in comparison with their competitors. Limited travel benefits.
- Recommended Credit Score: 670-850
The Bank of America® Travel Rewards credit card is among the best options for travel credit cards in November. There are 25000 bonus points offered while you spend at least $1000 in any given 90 days after you open the account.
Each of these points is redeemable for a $250 statement credit applicable for travel expenses and dining out.
Balance transfers for Bank of America® travel rewards credit cards carry up to 3% per transaction.
2. Chase Sapphire Preferred® Card
- Annual Fee: $95
- Rewards Rate: Redeemed for one cent and 0.25 additional cent points when redeemed through Chase.
- Introductory Offer: Receive 60,000 bonus points within the first three months of spending $4,000.
- Advantages: Travel and dining have excellent rewards points. The points can be transferred to different travel loyalty programs.
- Disadvantages: $95 annual fee. This can incur a foreign transaction fee, depending on a person’s location, which is outside of the US.
- Recommended Credit Score: 690-850
One of the best travel credit cards in November 2023 goes to the Chase Sapphire Preferred® Card, which has an excellent reward point value.
An exclusive chance to accumulate valuable travel points is available through the popular Chase Sapphire Card. You can earn a massive $750 worth of travel by redeeming the tempting sign-up bonus of 60,000 points that are offered.}
You need not be concerned that your accumulated points will expire if you use a Chase Sapphire card. As long as your account is live, your points will not expire.
However, this allows you to save for that dream vacation, giving you time to plan for it without any rush or pressure.
That is not all the benefit. Loyalty programs are also offered with the Chase Sapphire card, which rewards you when you continue using it. For each calendar year’s anniversary, you will get 10 percent of the preceding year’s accumulative purchases.
Although they will impress anyone with such rewards, it should be noted that this offer is offered to brand new cardholders without Sapphire cards who haven’t received their new card member bonuses within the last four years.
Therefore, if you meet the requirements, do not miss this great chance to enjoy huge awards in travel rewards.
There is no foreign transaction fee for this card whenever purchases are made outside the U.S. But, for amounts over $5,000, there will be foreign transaction fees imposed.
3. American Express Platinum Card®
Annual Fee: $695
- Rewards Rate: Get five times more membership rewards when you book a flight directly through any airline, book with American Express Travel, or book a hotel in advance online at amextravel.com.
- Introductory Offer: Receive 200 reward points for accumulated spending of $6000 within the first 6 months of membership as a Card Member.
- Advantages: travel privileges, airport lounges, and hotel amenities. High reward rate on airlines and accommodations.
- Disadvantages: high annual fee Limited acceptance in certain regions.
- Recommended Credit Score: 700-850
Its Platinum Value program offers a maximum of $1,500 for your next extraordinary adventure.
It is possible to get up to $200 as a discount for using prepaid Fine Hotels and Resorts and the hotel collection via American Express Travel every calendar year with a platinum card.
However, this exclusive advantage ensures you can save as much money as possible on quality accommodation while enjoying all the benefits that come with your platinum card membership.
Luxury travel lovers are catered for by this card, which offers a reward rate of five Membership Rewards Points per dollar spent on flights and prepaid hotel rooms.
Although it has a high annual fee of $695, the card makes up for that with exceptional travel advantages like airport lounges and hotel perks. This is an excellent option for people seeking a premium travel experience.
4. Capital One Venture Rewards Credit Card
- Annual Fee: $95
- Rewards Rate: Earn 2X unlimited miles with every eligible purchase, up to 20,000 bonus miles after you spend $1,000 in purchases within a calendar year.
- Introductory Offer: Get 75,000 bonus miles by making $4,000 worth of transactions in just three months.
- Advantages: no foreign transaction fees and flexible redemption options.
- Disadvantages: annual fee of $95. The travel benefits are limited in comparison to premium credit cards.
- Recommended Credit Score: 690-850
New Cardmember Offer: Get 75,000 bonus miles when you spend $4,000 on purchases within the first 3 months from account opening. Capital One Venture Rewards Credit Card for those who want a simple card they can use while on the
Moreover, there will be no international transaction fee once you purchase outside of America. In addition, your insurance is automatically free in the case of a covered loss if you use your credit card to pay for your ticket.
You can get an emergency replacement card and a cash advance when you lose your credit card.
5. Citi Premier® Card
- Annual Fee: $95
- Rewards Rate: Earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels.
- Introductory Offer: Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months.
- Advantages: Generous rewards in a variety of categories. Points can be transferred to airline partners.
- Disadvantages: $95 annual fee. Some competitors offer higher reward rates in specific categories.
- Recommended Credit Score: 670-850
When you use your Citi Premier® Card to redeem ThankYou® Points, a variety of options await you. You can exchange 60,000 ThankYou® Points for either $600 worth of gift cards or travel rewards by visiting thankyou.com.
Also, you stand to gain these: No fees for transactions made abroad
You won’t be held liable for unauthorized charges with a $0 liability policy.
Accumulate points without any restrictions, and they remain valid indefinitely.
Easily transfer ThankYou® Points to eligible airline loyalty programs.
6. Wells Fargo Propel American Express® Card
- Annual Fee: $0
- Rewards Rate: Earn 3X points on eating out and ordering in, gas stations, rideshares, transit, flights, hotels, homestays, car rentals, and popular streaming services; earn 1X on other purchases.
- Intro Offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.
- Advantages: no annual fee; strong rewards across various categories; cell phone protection.
- Disadvantages: lower intro offer; recommended credit score around 670–850.
- Recommended Credit Score: Good to Excellent (670–850)
The card does not have an annual fee, but it allows you to accumulate 3 points for every dollar spent in numerous everyday sectors.
These include dining out or in, fuel, as well as popular categories such as ride-shares, public transit, flights, accommodations, homestays, car rentals, and widely used streaming services.
7. Discover it® Miles
- Annual Fee: $0
- Rewards Rate: Unlimited 1.5 cents in miles on every dollar spent on purchases.
- Intro Offer: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening.
- Advantages: no annual fee; miles matched at the end of the first year; no foreign transaction fees.
- Disadvantages: Fewer travel perks; recommended credit score around 670–850.
- Recommended Credit Score: Good to Excellent (670–850)
As such, Discover It® Miles has won some awards for its travel rewards program. It generally gives an unrestricted 1.5 miles for each dollar spent on all purchases. At the end of year 1, a new card member discovers all the miles earned, which is double the rewards.
In addition, the cards usually have an additional benefit that allows cardholders to exchange their miles for statement credits that are directed toward travel charges, making travel payments easier and more flexible for different expenditures.
The first-year introductory APR for purchases is 0% for the first fifteen months commencing on the account opening date and is followed by the normal purchase APR thereafter.
Read also: Top Banks That Can Refinance An Auto Loan With Bad Credit
Conclusion
In most cases, travel credit cards provide points and/or miles, which are earned for every dollar spent on the card. Customers can redeem these points on different travels, like booking flights, hotel reservations, renting cars, and many others.
However, there are many travel and shopping credit cards, and the lists compiled are based on user ratings. I hope you found this article on the best travel credit cards in November 2023 useful. Kindly click on the buttons below.
